Question 1

Do I need a brokerage account to use ETF.PLAN?

Accepted Answer

Yes — ETF.PLAN tells you what to buy, but you execute the trades yourself on a platform like Robinhood, eToro, or Interactive Brokers. All are free to open and commission-free for ETFs.

Question 2

Is my money safe with ETF.PLAN?

Accepted Answer

Your money never touches ETF.PLAN — we don't hold any funds. You invest directly through your regulated brokerage. We only track what you tell us you bought.

Question 3

Can I lose money investing in ETFs?

Accepted Answer

Yes — any investment can go down short term. But over 10 years, the S&P 500 has never had a negative return on a 10-year hold. The ~9% balanced return is a historical average. The longer you hold, the safer it gets.

Question 4

How much money do I need to start?

Accepted Answer

ETF.PLAN is designed around $50, $100 or $150/month. Most brokers let you start with as little as $1 using fractional shares. ETF.PLAN itself is free.

Question 5

Is ETF.PLAN free?

Accepted Answer

Yes, ETF.PLAN is 100% free. The core personalised ETF plan will always be free.

Question 6

How often do the ETF picks change?

Accepted Answer

Our scoring engine runs every market day. Picks update weekly based on momentum, stability and trend scores across 42 ETFs.

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